Zero-Based Budget Business Example

After my boss told me, "Isn't $4,000 a month enough for you?" I finally replied, "What money, sir?"

I started at the warehouse 8 months ago. The job posting said $4,000 monthly salary. Not amazing for the city I'm in, but enough to cover rent, groceries, and still breathe a little. My offer letter confirmed it. $4,000 per month, paid bi-weekly. I signed it, felt good about it. Then my first paycheck hit. $2,100. I stared at my bank account ...

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