Full tutorial video link above the title materials I used : beads : 8mm (moonstone) Soft copper wire 20 gauge ( wire diameter 0.8mm ) : 3cm ( 1,2 inch) 22 gauge ( wire diameter 0.6mm ) : 25cm ( 10 inc ...

Soft copper wire : 20 gauge ( wire diameter 0.8mm ) : 12cm ( about 5 inch) for each earring ( can be replaced with 22 gauge ...

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Life insurance is an important part of any financial plan because it can provide for your family if you die unexpectedly. Term life insurance covers you for a set number of years and then expires.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...