Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a ...

Leslie Kasperowicz is the former managing editor at insurance marketplace Quote.com. She has spent more than a decade writing about auto and home insurance after spending four years in customer ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...