No matter where you live, there’s a good chance the weather’s getting wilder. In just the past few weeks, tornadoes have wreaked havoc on Midwest and Southern states, and large swaths of southern ...

Despite the number of Floridians without insurance policies, Friedlander doesn't recommend this option for homeowners.

Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

Insurance is often a necessity—an expensive necessity. Car insurance averages $1,718 annually for full coverage, health insurance can cost more than $1,000 a month depending on your age and ...

When you choose to self-insure, you set aside money to cover unexpected events that may impact your home, vehicle or life instead of reaching out to an insurance company to purchase a traditional ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. During my 20 years as a captive insurance regulator for the ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Rather than pay an insurance company for coverage, ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

With so much uncertainty around the future of healthcare in America, business owners nationwide are experiencing a mix of trepidation and hope. For years, health insurance rates have increased sharply ...

(Washington, D.C.) – A new research report published today by the Employee Benefit Research Institute examining trends in self-insured health plans found an increase in self-insurance among small to ...

As employers watch healthcare premiums rise each year, many are questioning whether their health plans are sustainable or a liability to their employees and business. Processing Content That brings ...

Self-insured employers will have to dig into the details of the health plans they offer their employees more so than they ever had to before thanks to provisions in the Consolidated Appropriations Act ...