Carrying a balance on a credit card can be stressful when interest charges rack up month after month. Even if you’re paying more than the minimum, it’s easy to get stuck under a mountain of debt. One ...

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off ...

You've probably heard of a credit card balance transfer — but how does one work? And how could a balance transfer save you money on your next credit card bill? We receive these types of questions from ...

Transferring your balance to a new card can be beneficial in terms of saving on interest payments while you work toward reducing your debt. However, it's important to consider a few key factors. First ...

A Reddit user got a credit card with a balance transfer offer. The Redditor has a 0% promotional rate for 10-months. Balance transfer offers can be a great way to pay off debt but you need to shop ...

If you’re drowning in credit card debt, transferring your balance to a card with lower interest might sound like a lifesaver. But before you jump in, you’re probably wondering: “Do balance transfers ...

In Part 1 of this series, we talked about various strategies for getting rid of credit card debt and eliminating the sometimes-crushing interest charges that eat into money you could be spending o ...

How Do You Do a Balance Transfer? In many cases, you’ll be able to request a balance transfer as part of the same online form where you apply for your new credit card. You’ll need to enter information ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...