The representative APR example gives you an estimate of how much it might cost if you borrowed a certain amount of money. This helps you compare products and provides a guide on how much carrying a ...

The old adage claims there's no such thing as a free lunch, but with current bank switch offers from Lloyds, Nationwide, ...

First Direct is doubling the interest rate on its regular savings account from 3.5% to 7% on Thursday 1 December. It's the highest rate we've seen on this type of account since 2012. But there are a ...

TROY, Mich.: 11 May 2023 (Updated 20 Sept. 2023) — If there is one silver lining to the constant forward march of inflation and rising interest rates, it can be found in the direct banking sector, in ...

TROY, Mich.: 1 May 2025 — Despite not having branches and interacting with customers primarily through digital channels, direct banks are outperforming traditional retail banks, along with making ...