Experts suggest keeping at least six months’ worth of living expenses in a separate account, to be used strictly for emergencies, such as a job loss, car repairs, and, yes, disability.

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to ...

Discover how much disability insurance you can purchase to protect your income, understand policy limits, and find out how to ensure financial stability if you’re unable to work.

Disability insurance or disability income insurance (abbreviated DI in the industry), is designed to compensate the policy holder for income lost if the holder becomes disabled. DI usually also covers ...

Learn how residual benefits in disability insurance support partial income loss, their calculation, and what you need to qualify for these flexible financial aids.

What would you do if you were injured and couldn’t work? Maybe you have an emergency fund with enough cash to cover your essential living expenses for three to six months (or longer). But what happens ...

Social Security Disability Insurance benefits provide important economic support for older people who cannot work. The White ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

The COVID-19 pandemic reminds us that losing a steady paycheck for even a couple of months can have drastic effects, many of which happen when someone experiences a severe health condition or injury.

Employers have a new opportunity to boost financial wellness among employees following a recent Department of Labor decision, expanding auto-enrollment programs to disability insurance plans.

Between the loss of income and increases in medical care costs, disabling injuries suffered by high-income physicians can cause financial devastation that far exceeds that of their premature death.

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.