Home insurance claims can be a minefield of potential pitfalls, leading to denials that leave homeowners frustrated and financially vulnerable. Understanding the reasons why claims are often denied is ...

Discover how filing an insurance claim, regardless of fault, can affect your premium rates. Learn strategies to manage costs effectively.

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...

Home insurance costs jumped 62% from 2022 to 2025, based on our analysis, and rising rates are expected to continue in 2026. The average cost for 14 large home insurance companies increased by about ...