This story originally published on Oct., 18, 2021, and has been updated. Do you ever feel like health insurance is confusing on purpose? There is so much jargon and so many acronyms. It's tempting to ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...

An insurance policy is a contract between a policyholder and an insurer that helps the policyholder manage risk and protect against unexpected financial losses. The policyholder may be an individual ...

Supplemental health insurance offers extra coverage to help with the part of your medical bill you're responsible for paying. This extra health coverage pays out directly to you either as a lump sum ...

Confusion about health insurance is costing Americans money and preventing many from getting the care they need, according to new data from Bend Financial. Previous research has shown that confusion ...

As premiums rise faster than wages, workers face greater cost sharing, leaving some underinsured. This report discusses the trends in the availability and affordability of ESI over the past decade and ...