Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

Financial experts offered five of the key signs you have a serious debt problem — and some steps you can take to fix it. If ...

If you don’t have a credit history, it can be difficult if not impossible to qualify for a mortgage or get another kind of loan. But a new program from Experian will let you build your own credit ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...

For years, the typical caller at CareOne Credit, one of the biggest debt-counseling outfits in the nation, has been a woman in her 30s with a yearly family income of $30,000 to $35,000 and a credit ...

A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...