Learn about the pros and cons of secured personal loans.

Unsecured business loans exist, but offering collateral may help you get more favorable interest rates and terms. Many, or all, of the products featured on this page are from our advertising partners ...

Accounts receivable represents money customers owe your small business for purchases they made on credit. Some lenders allow you to pledge a portion of your accounts receivable as collateral to help ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

A collateral loan is secured by something with significant value that your lender may seize if you default. Mortgages and vehicle loans are examples of collateral loans. Personal loans can also be ...

Ariel Courage is an experienced editor, researcher, and former fact-checker. She has performed editing and fact-checking work for several leading finance publications, including The Motley Fool and ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life, ...